Is Licking County, OH in a flood zone?
FEMA's National Risk Index puts Licking County's flood hazard at the 86th percentile nationally — a middling flood hazard by national standards — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2.5 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Licking County's flood-insurance compliance gap
Homes with a federally backed mortgage inside Licking County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 12.7% of them do — 273 active policies against 2,148 structures FEMA counts in that zone, leaving a real compliance gap. Across all residential structures in Licking County, not just the ones FEMA mandates, 0.6% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Licking County ranks
Licking County sits at rank 463 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 376 of 3144 by population (1 is biggest). Licking County, Ohio covers 682.43 square miles and counts roughly 184,898 residents.
Checking a specific address in Licking County
Across all of Licking County's 71,160 residential structures, 402 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Licking County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.