How much flood risk does Levy County actually carry?
Levy County lands at the 72.6th percentile of FEMA's National Risk Index for flooding, "Relatively Moderate" territory — a middling flood hazard by national standards — with the hazard driven by coastal storm surge rather than inland rivers — FEMA's model puts a surge event here at about 3.8 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Who actually carries the flood insurance FEMA requires
28.9% of the homes FEMA requires to carry flood insurance in Levy County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 766 policies against 2,650 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Levy County, not just the ones FEMA mandates, 4.3% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Levy County ranks
Levy County sits at rank 901 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1040 of 3144 by population (1 is biggest). About 47,765 people live in Levy County, Florida, spread over 1,118.259 square miles.
Your street may differ from Levy County's average
840 of Levy County's 19,343 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Levy County's numbers. Because storm surge plays a real role here, the guide to coastal vs. inland flood hazard is worth reading alongside this page.