How much flood risk does Leon County actually carry?
Leon County lands at the 91.5th percentile of FEMA's National Risk Index for flooding, "Relatively Moderate" territory — a middling flood hazard by national standards — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.7 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Leon County's flood-insurance compliance gap
Out of 2,899 homes FEMA counts inside Leon County's mapped flood zone, 1,158 carry the flood policy federal law requires there — 39.9% compliance, short of full coverage. Across all residential structures in Leon County, not just the ones FEMA mandates, 2.7% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Leon County ranks
Leon County sits at rank 284 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 244 of 3144 by population (1 is biggest). Leon County, Florida is home to about 300,488 people across 668.428 square miles of land.
Your street may differ from Leon County's average
Across all of Leon County's 92,556 residential structures, 2,487 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Leon County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.