Lee County, NC flood risk explained
Flood hazard in Lee County sits at the 71.7th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
Out of 248 homes FEMA counts inside Lee County's mapped flood zone, 71 carry the flood policy federal law requires there — 28.6% compliance, short of full coverage. Looking beyond the mandated zone, 0.5% of all residential structures in Lee County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Lee County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Lee County ranks 927 — 1 being the highest hazard nationally — and 802 by population among all 3144 counties covered here, where 1 is the largest. About 68,537 people live in Lee County, North Carolina, spread over 255.072 square miles.
Checking a specific address in Lee County
126 of Lee County's 24,097 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Lee County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.