Lee County, AL: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Lee County scores at the 84.7th percentile for flood hazard, rated "Relatively Moderate" — a middling flood hazard by national standards. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Mandatory flood insurance compliance in Lee County
Out of 988 homes FEMA counts inside Lee County's mapped flood zone, 137 carry the flood policy federal law requires there — 13.9% compliance, short of full coverage. Looking beyond the mandated zone, 0.5% of all residential structures in Lee County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Lee County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Lee County ranks 502 — 1 being the highest hazard nationally — and 374 by population among all 3144 counties covered here, where 1 is the largest. About 187,847 people live in Lee County, Alabama, spread over 607.558 square miles.
Your street may differ from Lee County's average
250 of Lee County's 51,557 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Lee County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.