Lawrence County, MS: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Lawrence County scores at the 28.3th percentile for flood hazard, rated "Very Low" — among the lowest flood hazard in the country. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Lawrence County's flood-insurance compliance gap
Out of 336 homes FEMA counts inside Lawrence County's mapped flood zone, 30 carry the flood policy federal law requires there — 8.9% compliance, short of full coverage. Looking beyond the mandated zone, 0.7% of all residential structures in Lawrence County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Lawrence County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Lawrence County ranks 2304 — 1 being the highest hazard nationally — and 2305 by population among all 3144 counties covered here, where 1 is the largest. About 11,672 people live in Lawrence County, Mississippi, spread over 430.602 square miles.
What to do next if you own or are buying in Lawrence County
40 of Lawrence County's 5,746 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Lawrence County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.