Is LaPorte County, IN in a flood zone?
FEMA's National Risk Index puts LaPorte County's flood hazard at the 74.6th percentile nationally — a middling flood hazard by national standards — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 3 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
Homes with a federally backed mortgage inside LaPorte County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 19.6% of them do — 104 active policies against 530 structures FEMA counts in that zone, leaving a real compliance gap. Across all residential structures in LaPorte County, not just the ones FEMA mandates, 0.3% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
LaPorte County against the rest of the country
LaPorte County sits at rank 834 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 574 of 3144 by population (1 is biggest). About 111,348 people live in LaPorte County, Indiana, spread over 598.288 square miles.
Your street may differ from LaPorte County's average
140 of LaPorte County's 45,669 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed LaPorte County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.