Lamar County, GA flood risk explained
Flood hazard in Lamar County sits at the 15.2th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 4 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Mandatory flood insurance compliance in Lamar County
Out of 43 homes FEMA counts inside Lamar County's mapped flood zone, 0 carry the flood policy federal law requires there — 0% compliance, short of full coverage. Looking beyond the mandated zone, 0.2% of all residential structures in Lamar County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Lamar County ranks
Among the 3144 US counties FEMA scores for flood hazard, Lamar County ranks 2696 — 1 being the highest hazard nationally — and 1787 by population among all 3144 counties covered here, where 1 is the largest. Lamar County, Georgia covers 183.501 square miles and counts roughly 20,690 residents.
Checking a specific address in Lamar County
12 of Lamar County's 7,397 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Lamar County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.