Lake of the Woods County, MN flood risk explained
Flood hazard in Lake of the Woods County sits at the 17.7th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 3 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Lake of the Woods County
FEMA hasn't published a residential structure count for Lake of the Woods County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 0.6% of all residential structures in Lake of the Woods County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Lake of the Woods County ranks
Among the 3144 US counties FEMA scores for flood hazard, Lake of the Woods County ranks 2625 — 1 being the highest hazard nationally — and 2898 by population among all 3144 counties covered here, where 1 is the largest. Lake of the Woods County, Minnesota is home to about 3,797 people across 1,297.653 square miles of land.
Checking a specific address in Lake of the Woods County
FEMA counts 3,810 residential structures in Lake of the Woods County overall, 24 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Lake of the Woods County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Lake of the Woods County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.