Labette County, KS: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Labette County scores at the 68.7th percentile for flood hazard, rated "Relatively Low" — below the national norm for flood hazard. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.9 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Labette County's flood-insurance compliance gap
Out of 648 homes FEMA counts inside Labette County's mapped flood zone, 68 carry the flood policy federal law requires there — 10.5% compliance, short of full coverage. Looking beyond the mandated zone, 0.7% of all residential structures in Labette County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Labette County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Labette County ranks 1027 — 1 being the highest hazard nationally — and 1846 by population among all 3144 counties covered here, where 1 is the largest. About 19,692 people live in Labette County, Kansas, spread over 645.393 square miles.
Checking a specific address in Labette County
78 of Labette County's 10,477 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Labette County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.