Is Kleberg County, TX in a flood zone?
FEMA's National Risk Index puts Kleberg County's flood hazard at the 55.3th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.6 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Kleberg County's flood-insurance compliance gap
Out of 802 homes FEMA counts inside Kleberg County's mapped flood zone, 145 carry the flood policy federal law requires there — 18.1% compliance, short of full coverage. Across all residential structures in Kleberg County, not just the ones FEMA mandates, 4.6% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Kleberg County compares nationally
Kleberg County sits at rank 1469 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1431 of 3144 by population (1 is biggest). Kleberg County, Texas covers 881.306 square miles and counts roughly 30,442 residents.
Checking a specific address in Kleberg County
Across all of Kleberg County's 9,818 residential structures, 450 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Kleberg County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.