Kittson County, MN: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Kittson County scores at the 13.5th percentile for flood hazard, rated "Very Low" — among the lowest flood hazard in the country. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.6 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
5.9% of the homes FEMA requires to carry flood insurance in Kittson County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 14 policies against 236 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0.7% of all residential structures in Kittson County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Kittson County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Kittson County ranks 2749 — 1 being the highest hazard nationally — and 2885 by population among all 3144 counties covered here, where 1 is the largest. Kittson County, Minnesota covers 1,099 square miles and counts roughly 3,992 residents.
Checking a specific address in Kittson County
Across all of Kittson County's 2,345 residential structures, 17 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Kittson County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.