Kiowa County, OK Flood Zone & Flood Risk Data
Kiowa County, OK: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Kiowa County scores at the 22.9th percentile for flood hazard, rated "Very Low", among the lowest flood hazard in the country. The hazard here is driven by inland rivers and flash flooding rather than the coast, FEMA's model puts a flood event here at about once a year. This describes the county, not any one street, FEMA only publishes exact parcel zones through a live map service.
Kiowa County's flood-insurance compliance gap
3.3% of the homes FEMA requires to carry flood insurance in Kiowa County, those inside the mapped Special Flood Hazard Area, actually have a policy in force: 6 policies against 182 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0.3% of all residential structures in Kiowa County carry flood coverage voluntarily or otherwise, relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Kiowa County ranks
Among the 3144 US counties FEMA scores for flood hazard, Kiowa County ranks 2466, 1 being the highest hazard nationally, and 2557 by population among all 3144 counties covered here, where 1 is the largest. About 8,257 people live in Kiowa County, Oklahoma, spread over 1,015.078 square miles.
Checking a specific address in Kiowa County
13 of Kiowa County's 5,029 residential structures carry flood coverage of some kind, per FEMA's latest count, useful context, not a substitute for checking one parcel.
Where Kiowa County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.