How much flood risk does Kingfisher County actually carry?
Kingfisher County lands at the 40.7th percentile of FEMA's National Risk Index for flooding, "Relatively Low" territory — below the national norm for flood hazard — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Kingfisher County's flood-insurance compliance gap
Out of 478 homes FEMA counts inside Kingfisher County's mapped flood zone, 21 carry the flood policy federal law requires there — 4.4% compliance, short of full coverage. Across all residential structures in Kingfisher County, not just the ones FEMA mandates, 0.4% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Kingfisher County ranks
Kingfisher County sits at rank 1925 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2047 of 3144 by population (1 is biggest). About 15,820 people live in Kingfisher County, Oklahoma, spread over 898.092 square miles.
Your street may differ from Kingfisher County's average
FEMA counts 6,967 residential structures in Kingfisher County overall, 26 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Kingfisher County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.