How much flood risk does King George County actually carry?
King George County lands at the 43.6th percentile of FEMA's National Risk Index for flooding, "Relatively Low" territory — below the national norm for flood hazard — with the hazard driven by coastal storm surge rather than inland rivers — FEMA's model puts a surge event here at about 3.7 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Mandatory flood insurance compliance in King George County
23.1% of the homes FEMA requires to carry flood insurance in King George County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 6 policies against 26 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in King George County, not just the ones FEMA mandates, 0.5% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
King George County against the rest of the country
King George County sits at rank 1832 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1478 of 3144 by population (1 is biggest). King George County, Virginia is home to about 28,816 people across 179.628 square miles of land.
Your street may differ from King George County's average
41 of King George County's 8,900 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed King George County's numbers. Because storm surge plays a real role here, the guide to coastal vs. inland flood hazard is worth reading alongside this page.