Kenton County, KY flood risk explained
Flood hazard in Kenton County sits at the 76.2th national percentile, a middling flood hazard by national standards; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2.3 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Mandatory flood insurance compliance in Kenton County
31.3% of the homes FEMA requires to carry flood insurance in Kenton County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 155 policies against 496 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0.4% of all residential structures in Kenton County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Kenton County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Kenton County ranks 781 — 1 being the highest hazard nationally — and 398 by population among all 3144 counties covered here, where 1 is the largest. Kenton County, Kentucky covers 160.375 square miles and counts roughly 174,862 residents.
Your street may differ from Kenton County's average
FEMA counts 54,536 residential structures in Kenton County overall, 189 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Kenton County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.