How much flood risk does Kearny County actually carry?
Kearny County lands at the 3.2th percentile of FEMA's National Risk Index for flooding, "Very Low" territory — among the lowest flood hazard in the country — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
Kearny County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Kearny County, not just the ones FEMA mandates, 0.5% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Kearny County ranks
Kearny County sits at rank 3048 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2896 of 3144 by population (1 is biggest). Kearny County, Kansas is home to about 3,808 people across 870.543 square miles of land.
Your street may differ from Kearny County's average
FEMA counts 1,861 residential structures in Kearny County overall, 9 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Kearny County's numbers. See the data quality guide for why Kearny County, like hundreds of other counties, doesn't get a clean compliance percentage.