Jeff Davis County, GA flood risk explained
Flood hazard in Jeff Davis County sits at the 21.9th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 4 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Jeff Davis County's flood-insurance compliance gap
Homes with a federally backed mortgage inside Jeff Davis County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 12.5% of them do — 16 active policies against 128 structures FEMA counts in that zone, leaving a real compliance gap. Looking beyond the mandated zone, 0.3% of all residential structures in Jeff Davis County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Jeff Davis County ranks
Among the 3144 US counties FEMA scores for flood hazard, Jeff Davis County ranks 2498 — 1 being the highest hazard nationally — and 2088 by population among all 3144 counties covered here, where 1 is the largest. Jeff Davis County, Georgia covers 330.919 square miles and counts roughly 15,119 residents.
Checking a specific address in Jeff Davis County
Across all of Jeff Davis County's 6,671 residential structures, 18 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Jeff Davis County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.