Jasper County, GA: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Jasper County scores at the 19.9th percentile for flood hazard, rated "Very Low" — among the lowest flood hazard in the country. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 5 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Jasper County's flood-insurance compliance gap
Homes with a federally backed mortgage inside Jasper County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 31.4% of them do — 32 active policies against 102 structures FEMA counts in that zone, leaving a real compliance gap. Looking beyond the mandated zone, 0.5% of all residential structures in Jasper County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Jasper County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Jasper County ranks 2560 — 1 being the highest hazard nationally — and 1964 by population among all 3144 counties covered here, where 1 is the largest. Jasper County, Georgia covers 368.406 square miles and counts roughly 17,219 residents.
Your street may differ from Jasper County's average
37 of Jasper County's 6,912 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Jasper County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.