Is Itasca County, MN in a flood zone?
FEMA's National Risk Index puts Itasca County's flood hazard at the 75.4th percentile nationally — a middling flood hazard by national standards — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 3 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Who actually carries the flood insurance FEMA requires
Itasca County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Itasca County, not just the ones FEMA mandates, 0.1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Itasca County compares nationally
Itasca County sits at rank 808 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1085 of 3144 by population (1 is biggest). Itasca County, Minnesota is home to about 45,442 people across 2,667.474 square miles of land.
Your street may differ from Itasca County's average
17 of Itasca County's 30,181 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Itasca County's numbers. See the data quality guide for why Itasca County, like hundreds of other counties, doesn't get a clean compliance percentage.