Hutchinson County, TX flood risk explained
Flood hazard in Hutchinson County sits at the 21.4th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Who actually carries the flood insurance FEMA requires
FEMA hasn't published a residential structure count for Hutchinson County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 0.1% of all residential structures in Hutchinson County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Hutchinson County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Hutchinson County ranks 2512 — 1 being the highest hazard nationally — and 1844 by population among all 3144 counties covered here, where 1 is the largest. Hutchinson County, Texas covers 887.437 square miles and counts roughly 19,721 residents.
Your street may differ from Hutchinson County's average
FEMA counts 9,303 residential structures in Hutchinson County overall, 5 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Hutchinson County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Hutchinson County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.