Humphreys County, TN Flood Zone & Flood Risk Data
Humphreys County, TN flood risk explained
Flood hazard in Humphreys County sits at the 46th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast, FEMA's model puts a flood event here at about once a year. This describes the county, not any one street, FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Humphreys County
14.2% of the homes FEMA requires to carry flood insurance in Humphreys County, those inside the mapped Special Flood Hazard Area, actually have a policy in force: 61 policies against 429 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0.9% of all residential structures in Humphreys County carry flood coverage voluntarily or otherwise, relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Humphreys County ranks
Among the 3144 US counties FEMA scores for flood hazard, Humphreys County ranks 1758, 1 being the highest hazard nationally, and 1855 by population among all 3144 counties covered here, where 1 is the largest. Humphreys County, Tennessee covers 530.763 square miles and counts roughly 19,554 residents.
Checking a specific address in Humphreys County
81 of Humphreys County's 9,301 residential structures carry flood coverage of some kind, per FEMA's latest count, useful context, not a substitute for checking one parcel.
Where Humphreys County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.