Is Hood County, TX in a flood zone?
FEMA's National Risk Index puts Hood County's flood hazard at the 61.9th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.3 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Mandatory flood insurance compliance in Hood County
Out of 959 homes FEMA counts inside Hood County's mapped flood zone, 286 carry the flood policy federal law requires there — 29.8% compliance, short of full coverage. Across all residential structures in Hood County, not just the ones FEMA mandates, 1.7% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Hood County compares nationally
Hood County sits at rank 1249 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 796 of 3144 by population (1 is biggest). About 69,126 people live in Hood County, Texas, spread over 420.742 square miles.
Your street may differ from Hood County's average
458 of Hood County's 27,660 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Hood County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.