Is Hoke County, NC in a flood zone?
FEMA's National Risk Index puts Hoke County's flood hazard at the 43.3th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
Out of 36 homes FEMA counts inside Hoke County's mapped flood zone, 15 carry the flood policy federal law requires there — 41.7% compliance, short of full coverage. Across all residential structures in Hoke County, not just the ones FEMA mandates, 0.5% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Hoke County compares nationally
Hoke County sits at rank 1843 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 945 of 3144 by population (1 is biggest). Hoke County, North Carolina is home to about 55,382 people across 390.153 square miles of land.
What to do next if you own or are buying in Hoke County
Across all of Hoke County's 19,063 residential structures, 103 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Hoke County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.