Henry County, VA: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Henry County scores at the 76.6th percentile for flood hazard, rated "Relatively Moderate" — a middling flood hazard by national standards. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.8 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Henry County's flood-insurance compliance gap
Out of 266 homes FEMA counts inside Henry County's mapped flood zone, 29 carry the flood policy federal law requires there — 10.9% compliance, short of full coverage. Looking beyond the mandated zone, 0.2% of all residential structures in Henry County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Henry County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Henry County ranks 770 — 1 being the highest hazard nationally — and 1018 by population among all 3144 counties covered here, where 1 is the largest. Henry County, Virginia covers 382.351 square miles and counts roughly 49,385 residents.
Checking a specific address in Henry County
Across all of Henry County's 22,806 residential structures, 44 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Henry County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.