Is Hennepin County, MN in a flood zone?
FEMA's National Risk Index puts Hennepin County's flood hazard at the 98th percentile nationally — well above the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.5 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Hennepin County
14.9% of the homes FEMA requires to carry flood insurance in Hennepin County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 296 policies against 1,992 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Hennepin County, not just the ones FEMA mandates, 0.2% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Hennepin County against the rest of the country
Hennepin County sits at rank 69 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 34 of 3144 by population (1 is biggest). Hennepin County, Minnesota covers 554.02 square miles and counts roughly 1,273,334 residents.
Checking a specific address in Hennepin County
882 of Hennepin County's 384,562 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Hennepin County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.