Is Hendry County, FL in a flood zone?
FEMA's National Risk Index puts Hendry County's flood hazard at the 64.3th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 4 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Hendry County's flood-insurance compliance gap
34% of the homes FEMA requires to carry flood insurance in Hendry County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 442 policies against 1,301 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Hendry County, not just the ones FEMA mandates, 4.4% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Hendry County compares nationally
Hendry County sits at rank 1172 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1067 of 3144 by population (1 is biggest). Hendry County, Florida is home to about 46,130 people across 1,155.954 square miles of land.
What to do next if you own or are buying in Hendry County
657 of Hendry County's 14,936 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Hendry County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.