Hawkins County, TN flood risk explained
Flood hazard in Hawkins County sits at the 64.7th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Mandatory flood insurance compliance in Hawkins County
Out of 169 homes FEMA counts inside Hawkins County's mapped flood zone, 30 carry the flood policy federal law requires there — 17.8% compliance, short of full coverage. Looking beyond the mandated zone, 0.2% of all residential structures in Hawkins County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Hawkins County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Hawkins County ranks 1159 — 1 being the highest hazard nationally — and 899 by population among all 3144 counties covered here, where 1 is the largest. Hawkins County, Tennessee covers 487.056 square miles and counts roughly 59,371 residents.
Checking a specific address in Hawkins County
FEMA counts 27,225 residential structures in Hawkins County overall, 54 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Hawkins County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.