Is Harrisonburg city, VA in a flood zone?
FEMA's National Risk Index puts Harrisonburg city's flood hazard at the 44.2th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Harrisonburg city's flood-insurance compliance gap
Harrisonburg city is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Harrisonburg city, not just the ones FEMA mandates, 0.5% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Harrisonburg city ranks
Harrisonburg city sits at rank 1814 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 996 of 3144 by population (1 is biggest). About 51,164 people live in Harrisonburg city, Virginia, spread over 17.336 square miles.
Your street may differ from Harrisonburg city's average
FEMA counts 10,651 residential structures in Harrisonburg city overall, 57 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Harrisonburg city's numbers. See the data quality guide for why Harrisonburg city, like hundreds of other counties, doesn't get a clean compliance percentage.