Is Haralson County, GA in a flood zone?
FEMA's National Risk Index puts Haralson County's flood hazard at the 39.2th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Haralson County's flood-insurance compliance gap
Homes with a federally backed mortgage inside Haralson County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 3.3% of them do — 4 active policies against 120 structures FEMA counts in that zone, leaving a real compliance gap. Across all residential structures in Haralson County, not just the ones FEMA mandates, 0.1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Haralson County compares nationally
Haralson County sits at rank 1973 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1384 of 3144 by population (1 is biggest). Haralson County, Georgia is home to about 32,404 people across 282.165 square miles of land.
What to do next if you own or are buying in Haralson County
FEMA counts 12,628 residential structures in Haralson County overall, 8 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Haralson County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.