Is Hancock County, OH in a flood zone?
FEMA's National Risk Index puts Hancock County's flood hazard at the 65.4th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.4 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Hancock County's flood-insurance compliance gap
17.8% of the homes FEMA requires to carry flood insurance in Hancock County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 293 policies against 1,647 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Hancock County, not just the ones FEMA mandates, 1.4% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Hancock County against the rest of the country
Hancock County sits at rank 1137 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 753 of 3144 by population (1 is biggest). About 75,016 people live in Hancock County, Ohio, spread over 531.324 square miles.
Checking a specific address in Hancock County
FEMA counts 27,135 residential structures in Hancock County overall, 387 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Hancock County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.