Hampton city, VA flood risk explained
Flood hazard in Hampton city sits at the 80.4th national percentile, a middling flood hazard by national standards; driven by coastal storm surge rather than inland rivers — FEMA's model puts a surge event here at about 3.7 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
FEMA hasn't published a residential structure count for Hampton city's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 17.8% of all residential structures in Hampton city carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Hampton city against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Hampton city ranks 643 — 1 being the highest hazard nationally — and 485 by population among all 3144 counties covered here, where 1 is the largest. Hampton city, Virginia is home to about 137,596 people across 51.464 square miles of land.
What to do next if you own or are buying in Hampton city
FEMA counts 46,181 residential structures in Hampton city overall, 8,195 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Hampton city's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Hampton city's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.