Is Hampshire County, WV in a flood zone?
FEMA's National Risk Index puts Hampshire County's flood hazard at the 62.8th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.9 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Hampshire County
8.3% of the homes FEMA requires to carry flood insurance in Hampshire County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 89 policies against 1,072 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Hampshire County, not just the ones FEMA mandates, 0.8% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Hampshire County against the rest of the country
Hampshire County sits at rank 1222 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1655 of 3144 by population (1 is biggest). Hampshire County, West Virginia is home to about 23,793 people across 640.402 square miles of land.
What to do next if you own or are buying in Hampshire County
112 of Hampshire County's 13,901 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Hampshire County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.