Granville County, NC flood risk explained
Flood hazard in Granville County sits at the 65.2th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Granville County's flood-insurance compliance gap
Homes with a federally backed mortgage inside Granville County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 8.9% of them do — 5 active policies against 56 structures FEMA counts in that zone, leaving a real compliance gap. Looking beyond the mandated zone, 0.2% of all residential structures in Granville County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Granville County ranks
Among the 3144 US counties FEMA scores for flood hazard, Granville County ranks 1143 — 1 being the highest hazard nationally — and 875 by population among all 3144 counties covered here, where 1 is the largest. Granville County, North Carolina covers 531.991 square miles and counts roughly 61,544 residents.
What to do next if you own or are buying in Granville County
Across all of Granville County's 24,265 residential structures, 39 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Granville County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.