Gosper County, NE flood risk explained
Flood hazard in Gosper County sits at the 2.1th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 4 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
Out of 48 homes FEMA counts inside Gosper County's mapped flood zone, 3 carry the flood policy federal law requires there — 6.3% compliance, short of full coverage. Looking beyond the mandated zone, 0.2% of all residential structures in Gosper County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Gosper County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Gosper County ranks 3083 — 1 being the highest hazard nationally — and 3057 by population among all 3144 counties covered here, where 1 is the largest. Gosper County, Nebraska is home to about 1,808 people across 458.199 square miles of land.
Your street may differ from Gosper County's average
3 of Gosper County's 1,851 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Gosper County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.