How much flood risk does Gooding County actually carry?
Gooding County lands at the 25.9th percentile of FEMA's National Risk Index for flooding, "Very Low" territory — among the lowest flood hazard in the country — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 6 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Gooding County
Gooding County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Gooding County, not just the ones FEMA mandates, 0.6% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Gooding County against the rest of the country
Gooding County sits at rank 2376 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2024 of 3144 by population (1 is biggest). About 16,189 people live in Gooding County, Idaho, spread over 729.323 square miles.
What to do next if you own or are buying in Gooding County
FEMA counts 5,391 residential structures in Gooding County overall, 30 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Gooding County's numbers. See the data quality guide for why Gooding County, like hundreds of other counties, doesn't get a clean compliance percentage.