How much flood risk does Goliad County actually carry?
Goliad County lands at the 19.9th percentile of FEMA's National Risk Index for flooding, "Very Low" territory — among the lowest flood hazard in the country — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Goliad County's flood-insurance compliance gap
Homes with a federally backed mortgage inside Goliad County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 12.8% of them do — 19 active policies against 149 structures FEMA counts in that zone, leaving a real compliance gap. Across all residential structures in Goliad County, not just the ones FEMA mandates, 1.5% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Goliad County against the rest of the country
Goliad County sits at rank 2562 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2642 of 3144 by population (1 is biggest). About 7,221 people live in Goliad County, Texas, spread over 852.011 square miles.
Your street may differ from Goliad County's average
FEMA counts 2,905 residential structures in Goliad County overall, 43 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Goliad County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.