Geneva County, AL: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Geneva County scores at the 55.4th percentile for flood hazard, rated "Relatively Low" — below the national norm for flood hazard. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Mandatory flood insurance compliance in Geneva County
Out of 260 homes FEMA counts inside Geneva County's mapped flood zone, 32 carry the flood policy federal law requires there — 12.3% compliance, short of full coverage. Looking beyond the mandated zone, 0.4% of all residential structures in Geneva County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Geneva County ranks
Among the 3144 US counties FEMA scores for flood hazard, Geneva County ranks 1465 — 1 being the highest hazard nationally — and 1534 by population among all 3144 counties covered here, where 1 is the largest. Geneva County, Alabama is home to about 27,259 people across 574.485 square miles of land.
Checking a specific address in Geneva County
FEMA counts 13,082 residential structures in Geneva County overall, 55 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Geneva County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.