Geneva County, AL Flood Zone & Flood Risk Data
Geneva County, AL: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Geneva County scores at the 55.4th percentile for flood hazard, rated "Relatively Low", below the national norm for flood hazard. The hazard here is driven by inland rivers and flash flooding rather than the coast, FEMA's model puts a flood event here at about once a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Mandatory flood insurance compliance in Geneva County
Out of 260 homes FEMA counts inside Geneva County's mapped flood zone, 32 carry the flood policy federal law requires there, 12.3% compliance, short of full coverage. Looking beyond the mandated zone, 0.4% of all residential structures in Geneva County carry flood coverage voluntarily or otherwise, relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Geneva County ranks
Among the 3144 US counties FEMA scores for flood hazard, Geneva County ranks 1465, 1 being the highest hazard nationally, and 1534 by population among all 3144 counties covered here, where 1 is the largest. Geneva County, Alabama is home to about 27,259 people across 574.485 square miles of land.
Checking a specific address in Geneva County
FEMA counts 13,082 residential structures in Geneva County overall, 55 of them carrying some form of NFIP coverage, but a lender or insurer cares about one parcel, not that county total.
Where Geneva County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.