Garfield County, UT flood risk explained
Flood hazard in Garfield County sits at the 48.8th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 3.6 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
FEMA hasn't published a residential structure count for Garfield County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 0.5% of all residential structures in Garfield County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Garfield County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Garfield County ranks 1672 — 1 being the highest hazard nationally — and 2796 by population among all 3144 counties covered here, where 1 is the largest. About 5,290 people live in Garfield County, Utah, spread over 5,179.556 square miles.
Checking a specific address in Garfield County
FEMA counts 5,525 residential structures in Garfield County overall, 29 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Garfield County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Garfield County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.