Fulton County, PA flood risk explained
Flood hazard in Fulton County sits at the 21.5th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Mandatory flood insurance compliance in Fulton County
Out of 64 homes FEMA counts inside Fulton County's mapped flood zone, 11 carry the flood policy federal law requires there — 17.2% compliance, short of full coverage. Looking beyond the mandated zone, 0.3% of all residential structures in Fulton County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Fulton County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Fulton County ranks 2509 — 1 being the highest hazard nationally — and 2124 by population among all 3144 counties covered here, where 1 is the largest. Fulton County, Pennsylvania covers 437.551 square miles and counts roughly 14,452 residents.
Your street may differ from Fulton County's average
FEMA counts 4,863 residential structures in Fulton County overall, 15 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Fulton County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.