Fulton County, NY: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Fulton County scores at the 66.4th percentile for flood hazard, rated "Relatively Low" — below the national norm for flood hazard. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.1 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Fulton County
FEMA hasn't published a residential structure count for Fulton County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 0.3% of all residential structures in Fulton County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Fulton County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Fulton County ranks 1103 — 1 being the highest hazard nationally — and 981 by population among all 3144 counties covered here, where 1 is the largest. Fulton County, New York is home to about 52,073 people across 495.46 square miles of land.
Your street may differ from Fulton County's average
FEMA counts 24,564 residential structures in Fulton County overall, 73 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Fulton County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Fulton County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.