How much flood risk does Fredericksburg city actually carry?
Fredericksburg city lands at the 20.6th percentile of FEMA's National Risk Index for flooding, "Very Low" territory — among the lowest flood hazard in the country — with the hazard split between inland river flooding (about once every 1 years) and coastal storm surge (about once every 6 years). This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Fredericksburg city
Fredericksburg city is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Fredericksburg city, not just the ones FEMA mandates, 1.1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Fredericksburg city compares nationally
Fredericksburg city sits at rank 2536 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1445 of 3144 by population (1 is biggest). Fredericksburg city, Virginia is home to about 29,992 people across 10.45 square miles of land.
Checking a specific address in Fredericksburg city
Across all of Fredericksburg city's 6,511 residential structures, 72 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Fredericksburg city's numbers. See the data quality guide for why Fredericksburg city, like hundreds of other counties, doesn't get a clean compliance percentage.