Franklin Parish, LA: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Franklin Parish scores at the 30.6th percentile for flood hazard, rated "Very Low" — among the lowest flood hazard in the country. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.3 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Mandatory flood insurance compliance in Franklin Parish
Homes with a federally backed mortgage inside Franklin Parish's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 22.7% of them do — 126 active policies against 555 structures FEMA counts in that zone, leaving a real compliance gap. Looking beyond the mandated zone, 3.1% of all residential structures in Franklin Parish carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Franklin Parish compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Franklin Parish ranks 2239 — 1 being the highest hazard nationally — and 1877 by population among all 3144 counties covered here, where 1 is the largest. About 19,107 people live in Franklin Parish, Louisiana, spread over 624.298 square miles.
Checking a specific address in Franklin Parish
FEMA counts 8,232 residential structures in Franklin Parish overall, 255 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Franklin Parish's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.