Is Franklin County, VA in a flood zone?
FEMA's National Risk Index puts Franklin County's flood hazard at the 62.2th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2.4 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Franklin County's flood-insurance compliance gap
32% of the homes FEMA requires to carry flood insurance in Franklin County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 31 policies against 97 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Franklin County, not just the ones FEMA mandates, 0.3% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Franklin County against the rest of the country
Franklin County sits at rank 1239 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 940 of 3144 by population (1 is biggest). Franklin County, Virginia is home to about 55,637 people across 690.611 square miles of land.
Your street may differ from Franklin County's average
62 of Franklin County's 18,721 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Franklin County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.