Franklin County, GA flood risk explained
Flood hazard in Franklin County sits at the 43.1th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Mandatory flood insurance compliance in Franklin County
0% of the homes FEMA requires to carry flood insurance in Franklin County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 0 policies against 28 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0% of all residential structures in Franklin County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Franklin County ranks
Among the 3144 US counties FEMA scores for flood hazard, Franklin County ranks 1849 — 1 being the highest hazard nationally — and 1617 by population among all 3144 counties covered here, where 1 is the largest. Franklin County, Georgia covers 261.342 square miles and counts roughly 25,208 residents.
Your street may differ from Franklin County's average
Across all of Franklin County's 11,630 residential structures, 5 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Franklin County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.