Franklin city, VA: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Franklin city scores at the 16.6th percentile for flood hazard, rated "Very Low" — among the lowest flood hazard in the country. The hazard here is split between inland river flooding (about once every 3 years) and coastal storm surge (about once every 100 years). That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Mandatory flood insurance compliance in Franklin city
FEMA hasn't published a residential structure count for Franklin city's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 0.8% of all residential structures in Franklin city carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Franklin city compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Franklin city ranks 2657 — 1 being the highest hazard nationally — and 2549 by population among all 3144 counties covered here, where 1 is the largest. Franklin city, Virginia is home to about 8,373 people across 8.277 square miles of land.
What to do next if you own or are buying in Franklin city
20 of Franklin city's 2,399 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Franklin city's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Franklin city's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.