Fauquier County, VA flood risk explained
Flood hazard in Fauquier County sits at the 65.8th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2.7 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Mandatory flood insurance compliance in Fauquier County
6.7% of the homes FEMA requires to carry flood insurance in Fauquier County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 36 policies against 539 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0.4% of all residential structures in Fauquier County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Fauquier County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Fauquier County ranks 1121 — 1 being the highest hazard nationally — and 748 by population among all 3144 counties covered here, where 1 is the largest. Fauquier County, Virginia covers 647.994 square miles and counts roughly 75,865 residents.
What to do next if you own or are buying in Fauquier County
FEMA counts 33,210 residential structures in Fauquier County overall, 138 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Fauquier County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.