Edmonson County, KY flood risk explained
Flood hazard in Edmonson County sits at the 18.6th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.4 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Edmonson County's flood-insurance compliance gap
Homes with a federally backed mortgage inside Edmonson County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 2.8% of them do — 4 active policies against 144 structures FEMA counts in that zone, leaving a real compliance gap. Looking beyond the mandated zone, 0.1% of all residential structures in Edmonson County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Edmonson County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Edmonson County ranks 2598 — 1 being the highest hazard nationally — and 2244 by population among all 3144 counties covered here, where 1 is the largest. Edmonson County, Kentucky covers 302.806 square miles and counts roughly 12,635 residents.
Your street may differ from Edmonson County's average
Across all of Edmonson County's 7,958 residential structures, 6 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Edmonson County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.