How much flood risk does Eddy County actually carry?
Eddy County lands at the 1.4th percentile of FEMA's National Risk Index for flooding, "Very Low" territory — among the lowest flood hazard in the country — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Eddy County's flood-insurance compliance gap
Out of 14 homes FEMA counts inside Eddy County's mapped flood zone, 3 carry the flood policy federal law requires there — 21.4% compliance, short of full coverage. Across all residential structures in Eddy County, not just the ones FEMA mandates, 0.3% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Eddy County compares nationally
Eddy County sits at rank 3105 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 3018 of 3144 by population (1 is biggest). About 2,309 people live in Eddy County, North Dakota, spread over 630.239 square miles.
Checking a specific address in Eddy County
4 of Eddy County's 1,204 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Eddy County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.