Early County, GA: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Early County scores at the 32.4th percentile for flood hazard, rated "Very Low" — among the lowest flood hazard in the country. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 4 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Early County's flood-insurance compliance gap
13.7% of the homes FEMA requires to carry flood insurance in Early County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 24 policies against 175 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0.5% of all residential structures in Early County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Early County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Early County ranks 2185 — 1 being the highest hazard nationally — and 2381 by population among all 3144 counties covered here, where 1 is the largest. Early County, Georgia is home to about 10,444 people across 512.6 square miles of land.
Your street may differ from Early County's average
FEMA counts 5,430 residential structures in Early County overall, 25 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Early County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.